"Loans are subject to Payday America, Inc.'s terms, conditions, and underwriting requirements. Credit approval is not guaranteed and not everyone is eligible for a loan or for a specific amount. Complete disclosure of APR, fees, and payment terms are available upon request by calling 952-277-4135. This is not an offer to lend and should not be deemed an obligation to do so. Minnesota loans are made under Minnesota Statutes Section 47.59. Wisconsin loans are made under Wisconsin Statues Section 138.09. Loans are not available in any other states outside of Minnesota and Wisconsin"